Retirement Strategies

Being able to comfortably retire when you want to is one of the most important financial objectives for many.  Whether you are a business owner, farmer, or working for someone, effective retirement planning is the best way to insure you are taking full advantage of current tax laws and retirement programs.

These days, you need a solid strategy to achieve your retirement dreams. But with more investment options than ever, it can be a challenge to plan a successful retirement strategy. That's where we can help.

Retirement could be 20 years away, or just around the corner. Perhaps you are already retired. Whatever your situation, we can help you with the retirement planning solutions you need.

Retirement solutions are tailored to meet your unique situation and stage in life. Our investment advisor representatives will be there every step of the way, guiding you towards your retirement dreams with all the services and products you need.

Our goal is to share our knowledge and resources with you, and help you enjoy the retirement of your dreams.

We help people in learning more about how to make wise financial decisions during retirement that helps to protect their assets and standard of living.

Our professional staff of experts have acquired many years of experience in assisting clients by providing them with solutions that address their current and future financial needs.

401(k) Plan Services

The following services are provided by Financial Advisor Services when appointed trustee of a 401(k) plan:

  • Meet with company to design the plan.

  • Hold employee meetings at the convenience of the company to explain in detail the plan and investment options to the plan participants.

  • Distribute to each eligible plan participant an employee booklet which includes a copy of the Summary Plan Description explaining participant rights under the plan.

  • Prepare individual participant statements of account.  The statements will be completed and personally delivered to a designated individual within three weeks following the end of each accounting period.

  • Participants have daily investment access to their accounts via telephone or internet, administered in-house using state of the art software.

  • Prepare all necessary Internal Revenue and Department of Labor documentation.

  • Prepare any plan amendments that are requested or are required by the laws governing retirement plans.

  • Make distributions to terminated participants.

  • If the plan permits participant loans, prepare all loan documentation including promissory notes and amortization schedules.

  • At least once per calendar year, meet with the designated plan representatives to review the plan, explain any changes in the laws covering retirement plans and review the investment options and performance.

  • Provide a toll-free telephone number that plan participants may call to speak to either an investment officer of the plan administrative officer on a confidential basis. Also available at no cost would be financial planning and estate planning services, including projections of retirement assets and social security benefits.

  • Assume all fiduciary liability for the plan as Corporate Trustee.

  • Participants can choose to have their balances sent via text messaging or E-Balance.


Contact Ohnward Financial Advisor Services today to discover how our strategies will meet your financial needs.

866.320.6327
 fas@ohnward.com

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IMPORTANT DISCLOSURES
Not FDIC Insured         
No Bank Guarantee           
May Lose Value
Not  A Deposit     
Not Insured By Any Federal Government Agency

Ohnward Financial Advisor Services continues to use a number of avenues to maintain due diligence with ADA developments. For those experiencing difficulties navigating our website please contact us at 866.320.6327.